Cookie Policy
Last Updated: 04/03/2026.
1. About This Policy
This Cookie Policy explains how CC Financial Solutions Ltd (trading as Lendle) (“Lendle”, “we”, “us”, “our”) uses cookies and similar technologies on our website www.lendle.co.uk.
It applies to all visitors and is written in line with:
- Privacy and Electronic Communications Regulations (PECR)
- UK GDPR (including transparency, consent, and lawful basis requirements)
- ICO Cookie Guidance (2023–2025 updates)
2. What Are Cookies?
Cookies are small text files placed on your device when you visit our website. They help us provide core site functionality, security, performance measurement, and—only with your permission—analytics to improve our services.
Cookies can be:
- Session cookies (expire when you close the browser)
- Persistent cookies (stay on your device for a set period)
- First-party cookies (set by Lendle)
- Third-party cookies (set by external providers)
3. Categories of Cookies We Use
3.1 Strictly Necessary Cookies (Always Active – No Consent Required)
These cookies enable essential features such as page navigation, security, and form submission. The website cannot function properly without them.
Example purposes:
- Load balancing
- Fraud/security prevention
- Remembering cookie preferences
- Secure login areas (if applicable)
3.2 Performance & Analytics Cookies (Consent Required)
These help us understand how visitors use the website and improve usability. We only deploy analytics cookies after you provide explicit consent.
Examples:
- Google Analytics (IP-anonymised)
- Click/scroll behaviour insights
- Page performance metrics
We never use analytics to identify you or track your behaviour across other websites.
3.3 Functionality Cookies (Consent Required)
Used to remember choices you make (e.g., language or region preferences).
3.4 Advertising or Targeting Cookies (Consent Required – NOT PLACED unless introduced)
Lendle does not currently use advertising cookies. If this changes, we will update this Policy and seek fresh consent before placing them.
4. Cookies We Use
(These reflect typical usage for a mortgage brokerage website. Replace/add specific cookies from your platform as needed.)
| Cookie Name | Provider | Purpose | Type | Duration | Legal Basis |
|---|---|---|---|---|---|
| cookieconsent_status | Lendle | Stores user cookie preferences | Necessary | 6–12 months | PECR exemption |
| __cf_bm / similar | Cloudflare | Security & bot protection | Necessary | Session | PECR exemption |
| _ga / _gid (analytics) | Google Analytics | Visitor behaviour insights | Analytics | 1 day – 2 years | Consent |
| _gat | Google Analytics | Rate limiting | Analytics | 1 minute | Consent |
5. Your Choices & Managing Cookies
When you first visit our website, you will see a cookie consent banner giving you the option to:
- Accept all cookies
- Reject non-essential cookies
- Manage individual cookie preferences
You may change your preferences at any time using the “Cookie Settings” link in the footer.
You can also block or delete cookies through your browser settings.
6. Lawful Basis for Using Cookies
| Cookie Type | Lawful Basis | Conditions |
|---|---|---|
| Strictly necessary | Legitimate interest under UK GDPR + PECR exemption | Essential for site operation |
| Analytics | Consent (Article 6(1)(a) UK GDPR) | Must be freely given, specific, informed |
| Functionality | Consent | Must not be bundled or pre-ticked |
| Advertising | Consent | Prior opt-in required |
7. Third-Party Providers
We may use trusted third-party suppliers such as Google, Microsoft, or Cloudflare for analytics, performance, and security.
No third-party cookies are dropped until you give consent.
8. How Long Will Cookies Be Stored?
Retention periods vary by cookie and provider. Where possible:
- Necessary cookies ≤ 12 months
- Analytics cookies ≤ 24 months
- Advertising cookies = configurable by user consent
9. Updates to This Policy
We may update this Cookie Policy to reflect legal, technical, or operational changes. The updated version will be posted on this page with a new “Last Updated” date.
10. Contact Us
If you have questions about how we use cookies, you can contact:
CC Financial Solutions Ltd (trading as Lendle)
Email: hello@lendle.co.uk
Address: Unit 13a, Dunscar Industrial Estate, Blackburn Road, Bolton, BL7 9PQ